30 yrs
60 yrs
₹50,000
6%
8%
25 yrs
12%
Corpus needed at 60
₹6,86,42,174
Start SIP of
₹19,446 /month
Years to retire
30
Future expense/mo
₹2.87 L
Corpus
₹6.86 Cr
Planner note
A ₹50,000/mo lifestyle today needs ~₹2.87L/mo at 60 (6% inflation, 30 yrs). Combine EPF + NPS + equity SIPs. Never withdraw retirement corpus for a child's wedding or house — protect it.