Aim for 20–30% of take-home. Follow the 50-30-20 rule: 50% needs, 30% wants, 20% savings + investing. Start with what you can — even ₹1,000/month SIP builds the habit.
21 answers • Indian context
Aim for 20–30% of take-home. Follow the 50-30-20 rule: 50% needs, 30% wants, 20% savings + investing. Start with what you can — even ₹1,000/month SIP builds the habit.